Assessments & Capacity

The reports below summarize NOLHGA’s annual survey of guaranty associations’ assessments of member insurers.

This survey is conducted every year in response to a request from the NAIC’s Insolvency (E) Task Force.

The Assessed and Called amounts shown in the reports only reflect the amounts necessary to carry out the obligations of guaranty associations with respect to impairments or insolvencies of a member insurer (i.e., Class B assessments). The amounts do NOT include administrative assessments (i.e., Class A assessments).

Assessed

Amounts assessed but not necessarily billed by guaranty associations to member companies.

Called

Amounts actually billed to member companies.

Refunded

Amounts refunded to member companies either by check or credit applied on future billings.

Nationwide Assessment Reports

The reports below were posted on November 3, 2023. Please note that all amounts are in 000’s. All figures shown are for the period 1988 through 2022.

State Assessment Reports

State Capacity vs. Assessments Called and Refunded

Comparison, on a state level, of annual capacity vs. amounts called and refunded, by account.

State Assessment Activity Summary

Annual amounts assessed, called and refunded, by account, on a state level.

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State Assessment Activity by Insolvency

Annual amounts assessed, called and refunded for individual insolvencies, sorted by state.

The data used in the enclosed reports is collected annually from the guaranty associations; however, it is NOT traced to appropriate financial statements of the life and health insurance guaranty associations. As such, the information contained in this report may NOT be utilized by member insurers in protesting actual assessments made by the guaranty associations.