Policyholder Information

Company Overview

National Heritage Life (NHL) specialized in the sale of tax-deferred annuities and interest-sensitive life insurance products. The company was placed in rehabilitation in 1994 and in liquidation a year later. In two assumption reinsurance transactions, the state life and health insurance guaranty associations helped arrange for the transfer of all covered obligations in 1996 (see below).

If you have any questions, please contact your state life and health insurance guaranty association.

Policy & Claims Administration

Policies of an insolvent company are often transferred to a financially sound insurance company. If policies are not transferred to another company, the policies are continued and claims administered by either the guaranty associations or a third-party administrator (TPA) working on behalf of the associations. Please contact the company/TPA listed below or the guaranty association in your state of residence for more information about your policy.

Type of Policy	Company	Effective Date
Life	Metropolitan Life Insurance Company P.O. Box 313 Warwick, RI. 02887-0313 800-638-5000 http://www.metlife.com	Jan 01, 1996
	Additional Information: Optional address: Met Life PO Box 336 Warwick RI 02887-0336
Annuity	Metropolitan Life Insurance Company P.O. Box 10342 Des Moines, IA. 50306-0342 800-638-7732	Jan 01, 1996
Single Premium Ordinary Life Policies	Madison National Life Insurance Company, Inc. P.O. Box 5008 Madison, WI. 53705-0008 800-356-9601 http://www.madisonlife.com/	Jan 01, 1996

Contact Information

Guaranty association coverage is coordinated on a state-by-state basis, with coverage usually being provided by the association in your state of residence, regardless of where you purchased your policy. Policyholders should contact their state guaranty association with any questions they have about their policies. The drop-down menu below will take you to your state association's Web site, which provides answers to frequently asked questions and contact information.

The liquidator, by court order, becomes the sole owner of the company's assets and administers the estate of the company.

If you are unsure whom to contact with your questions, please e-mail us here, and we will forward your message to the appropriate party.

Company Details

NAIC Number: 97284

An NAIC number is a five-digit number assigned to every insurance company by the NAIC (National Association of Insurance Commissioners). Because each company has its own unique number, the NAIC number can be used to identify a particular company.

Domiciliary State: Delaware

The domiciliary state is the state in which an insurance company is incorporated or organized.

Rehabilitation Date: May 25, 1994

Liquidation Date: November 21, 1995

Frequently Asked Questions