Policyholder Information

Company Overview

First National Life Insurance Company (FNLIC), was domiciled in Alabama and licensed in 28 states. FNLIC was a wholly owned subsidiary of American Life Assurance Corporation (ALAC), and sold primarily accident and health insurance. In 1996, the company consented to receivership for the purpose of rehabilitation. During rehabilitation, the receiver transferred the Medicare supplement business to American Pioneer Life Insurance Company through an assumption reinsurance transaction. All remaining business was then canceled. The company was ordered liquidated in August 1997.

Policy & Claims Administration

Policies of an insolvent company are often transferred to a financially sound insurance company. If policies are not transferred to another company, the policies are continued and claims administered by either the guaranty associations or a third-party administrator (TPA) working on behalf of the associations. Please contact the company/TPA listed below or the guaranty association in your state of residence for more information about your policy.

Type of Policy	Company	Effective Date
Medicare supplement	American Pioneer Life Insurance Company 1001 Heathrow Park Lane, Suite 5001 Lake Mary , FL. 32746 1-800-538-1053 http://www.americanpioneerlife.com/	Oct 01, 1996
	Additional Information: A subsidiary of Universal American Financial Corp

Contact Information

Guaranty association coverage is coordinated on a state-by-state basis, with coverage usually being provided by the association in your state of residence, regardless of where you purchased your policy. Policyholders should contact their state guaranty association with any questions they have about their policies. The drop-down menu below will take you to your state association's Web site, which provides answers to frequently asked questions and contact information.

The liquidator, by court order, becomes the sole owner of the company's assets and administers the estate of the company.

If you are unsure whom to contact with your questions, please e-mail us here, and we will forward your message to the appropriate party.

Company Details

NAIC Number: 63517

An NAIC number is a five-digit number assigned to every insurance company by the NAIC (National Association of Insurance Commissioners). Because each company has its own unique number, the NAIC number can be used to identify a particular company.

Domiciliary State: Alabama

The domiciliary state is the state in which an insurance company is incorporated or organized.

Rehabilitation Date: October 04, 1996

Liquidation Date: August 05, 1997

Estate Closed: December 17, 2002

Frequently Asked Questions